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Cash App is like five apps in one stripped-down, easy-to-use package. It's high on functionality but low on design. But the thing is, it works. Think of it as a cross between PayPal (or Venmo) and Robinhood, with a bank account thrown in for good measure. You'll be able to send and receive money, spend with a debit card from your account, as well as trade stocks and Bitcoin. It's a solid app for beginning investors and a very good one if you're looking to transfer money. Still, Cash App ends up being something closer to a jack-of-all-trades and a master of none. If you're just starting to invest via mobile app and looking for a broker with a cash management account, you should also consider Robinhood or Webull, both of which give you much of the functionality of a bank account. If you're looking for someone to manage your portfolio and give you that attractive bank account, too, you may want to take a look at Wealthfront. Best for Beginning investors Mob

If you have a social media account, then you've probably received a message from an old friend you haven't spoken to in years. But usually that person isn't reaching out because they miss you — they're trying to rekindle your relationship so they can sell you something. Multi-level marketing (MLM), also known as direct selling, is a strategy that some companies use to peddle their products. Consultants get paid by selling the product directly to friends and family in addition to recruiting new sellers into their "downline." There are no physical store locations for this type of merchandise — if you want to order your leggings or anti-wrinkle cream, you have to call up your local sales rep. Not all MLM companies are pyramid schemes — but many are universally reviled by both the people who work for them and the potential customers who are sick of constantly being pestered by friends to buy the products. Ahead, discover the most hated multi-level marking comp

SA's direct selling industry wants to see harsher punishments for creators of Ponzi schemes, saying these investments scams are hurting the credibility of legitimate businesses. Getty Images The Direct Selling Association of South Africa (DSA), a lobby group that represents the interests of companies such as Amway, Herbalife and Avon, has called for harsher punishments for the masterminds behind Ponzi schemes, saying the investment scams are hurting the credibility of legitimate businesses. Ponzi schemes, which are illegal, are a type of investment scam in which early investors make money from the investments of later investors. "The most significant way in which Ponzi schemes affect our industry is diminished credibility of legitimate direct selling businesses because more often than not, they tend to fashion themselves as direct selling businesses," said the DSA's chairperson, Rajesh Parshotam. Subscribe to News24 for just R75 per month to read all o

Editorial Independence We want to help you make more informed decisions. Some links on this page — clearly marked — may take you to a partner website and may result in us earning a referral commission. For more information, see How We Make Money. During the week from May 10 to May 17, you can save a lot of money at some major retailers, thanks to a promotion by cash back portal Rakuten.  During Rakuten's "Big Give Week," several major shopping sites will be offering 15% cash back. That's a lot more than the 1% to 5% cash back you can usually get by using Rakuten. Pro Tip Install the Rakuten plug in in your web browser to be notified when cash back is available at any given retailer. Retailers offering the elevated 15% cash back during the week include Walgreens, Office Depot, Intermix and Forever 21. A Rakuten spokesperson says there will be more than 500 retailers participating in the promotion. How to Take Advantage of the

Side hustles that stack the cash. As a student there are times when you need some extra money, 'cos who doesn't like having a little more cash to flash? Whether you've got an unexpected bill to pay or need to fork out some coin for the new PlayStation 5, you're gonna need to raise the money somehow. To help you out—even if you've already got a casual job—here are seven easy ways to earn extra dollars when you're a student. 1. Babysitting It might sound old school, but babysitting is a great way to get some cash in hand if you love kids. Most babysitters earn between $20 and $30 an hour, plus (depending on the parents) you might even score a free meal too. Word-of-mouth referrals are usually the way to go, but apps like Sittr are great for gigs as well. Make sure before you start babysitting you get your Working with Children Check, which you can find more information about here. 2. Tutoring Have you got a killer understanding of high school

Bored teen stuck at home due to Covid? 7 ways you can earn money online  New Delhi: Because of lockdowns and restrictions amid Covid second wave, a lot of teens are stuck inside their houses. While for most introverts, this has been a blessing, extroverts are not liking this feeling. The prolonged confinement is driving some these young energetic kids up the walls. This situation has given some of these teens a golden opportunity to earn money online from the comfort of their houses.  With increasing internet penetration, especially now with work from home, online schooling/classes, more people are looking for ways to make cash online. For those teens stuck at home during this time, there are some ways to make a profit and gain experience at the same time. Here's how to earn online: 1. Freelancing: One of the best ways to earn a living online is to do freelance work. You can use any skill you have to earn some cash online. Transcription, writing, translation, graphi

"If it feels fishy, it is fishy" — Mike Milliken, my bootcamp instructor When you live in a Super Tuesday state like Maine, February is not only a month blessed with reflections on Black History. It's a funnel through which to reflect on the decision-making skills of our fellow primary voters in states before us in line. (It's also a chance to take in just how racist our current order of primaries are, but that's a different column.) Once again, I find myself pondering existential questions of the electorate: Why do people choose the candidates they do? Why would people vote for politicians that are closing their local farms and factories, dumping toxins into their communities, stealing their livelihood and giving it to a wealthy elite? Why would white women vote for a man that had so clearly sexually, physically and spiritually abused women for decades? In the early '90s, pundits zeroed in on "voting against one's self-interest" to try to

Multi - Level Marketing and plethora of Legal issues it presents Multi-level marketing is also commonly known as Pyramid Selling Scheme, Referral marketing and network Marketing. In 2005, an FICCI report was compiled by KPMG according to which direct selling comes out to be at INR 75 billion market in India.  While direct selling business constitute significant self-employment opportunities and tax revenue across the country, marketing on the other hand is the strategy which is used mostly by pyramid structure companies for the purpose of selling products and services wherein workers have a dual role of sales people as well as buyers and thereafter the revenue of an MLM company is derived from their non-salaried workforce the core idea behind this is to make MLM companies in India or across the world maintain some number of sales by the virtue of which the burden of selling and distribution of the products and services is not put on the workforce alone. Avon, Forever Living, Mary Kay

Amway is a multi-level marketing company: the structure is triangular, but don't call it a pyramid scheme. The Federal Trade Commission already tried and failed. Now, hundreds of MLMs like Amway are embedded in America's towns and cities, and in the highest offices in government. So how did this happen? Listen on: Apple Podcasts  |  Stitcher  |  Spotify  | and more. Produced by Anna Mazarakis and Clare Rawlinson, with Dan Bobkoff, Amy Pedulla, and Sarah Wyman, with reporting from The Dream's Jane Marie and Dann Gallucci. More episodes Transcript Note: This transcript may contain errors. DAN BOBKOFF: Jane Marie grew up in a small town near Flint, Michigan called Owosso. And back then, in the 70s and 80s, General Motors was the obvious place to work. But not for everyone. JANE MARIE: My great grandma was an Avon lady. I grew up going to Tupperware parties with my mom and then my aunts and my grandmother and my uncle. And for me it's like an everyda