7 of the Best Money-Making Apps of 2024 - NerdWallet

For those looking to earn money in an easily accessible way, apps provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side gig, sell your unwanted stuff and more.

Here's the scoop on seven free money-making apps. NerdWallet considered apps with at least 3.8 stars and 25,000 reviews in both Google Play and the iOS App Store.

7 of the best apps to make money

  • Table of contents
  • What you can do
  • Business insurance ratings methodology
  • How do we review brokers?
  • LOOKING TO SAVE ON INTEREST?
  • How to complete the FAFSA if:
  • How to maximize your rewards
  • 1. Abuelo's
  • 1. You may not be entitled to anything
  • Securities Act of 1933
  • Fixed or adjustable rate?
  • 1. Your bank or credit union
  • Next Insurance
  • Insurer complaints methodology
  • Amazon
  • How the spousal benefits loophole worked
  • With ads
  • If your employer offers health insurance
  • 1. Know when to sell stocks
  • 1. A generous sign-up bonus
  • NBKC business checking
  • 1. Select an online stockbroker
  • 2. Auntie Anne's
  • Merchants' costs of doing business (and maybe your shopping bill)
  • 1. U.S. to South Africa in business class
  • What does 'domicile' mean?
  • Domestic travel with an adult
  • How does my credit score impact personal loan offers?
  • 2. Your employer or 401(k) provider
  • 1. Ibotta
  • 1. Pick up freelance work online
  • General partners vs. limited partners
  • Key takeaways:
  • When you can't deduct contributions to an IRA
  • 1. Figure out if you are eligible
  • Other factors to consider
  • 2023 HSA contribution limits
  • How spousal benefits work now
  • Ad-free
  • Restricted securities
  • If your employer doesn't offer health insurance
  • Save on United award flights to Europe
  • Investment-based passive income ideas
  • NVIDIA Corp (NVDA)
  • 1. Chase Ultimate Rewards®
  • Home insurance quotes online
  • 3. Baskin-Robbins
  • 1. Keep your charges on each card to a minimum
  • Understand the budgeting process
  • How do I see my credit score for free?
  •  1. Roll your debts onto a balance transfer credit card
  • 3. Your online broker
  • What to know about cash advance apps
  • 2. Bonus earnings on travel, dining, select streaming services and online grocery purchases
  • Earn by flying
  • Step 1: Enter your personal information
  • Who needs life insurance?
  • Axos Basic Business Checking
  • Divorce is an exception to the rule
  • 1. Gather your documents.
  • 183-day rule
  • Ultimate Ad-Free
  • Monthly after-tax income
  • Flat rewards rate
  • Liability protections
  • SoundHound AI Inc. (SOUN)
  • How to play Powerball
  • 1. Sign up (if your employer hasn't done it for you)
  • 2. Research the stocks you want to buy
  • 4. Benihana
  • Funding fee for purchase loans or construction loans
  • 1. Donate to a qualifying organization
  • How you choose to pay
  • 2. United can offer multiple types of compensation
  • Minimum down payments and credit scores
  • Ally Bank Wire Transfer Fees
  • Control Securities
  • If any of these situations apply to you
  • 1. Dividend stocks
  • Funds based on company size
  • Big three prepaid plans
  • Amica: Best for customer service
  • Bluevine Business Checking
  • Resale certificate vs. sales tax permit: What's the difference?
  • Realtor vs. real estate agent
  • 2024 HSA contribution limits
  • LendingClub Tailored Business Checking
  • EBay
  • B/R Sports
  • 50% of your income: needs
  • Term loans
  • 1. Rent from an individual landlord, but beware of scams
  • Wear casual clothes
  • 4. Pro-bono financial planning services
  • How much homeowners insurance will a lender require?
  • The cheapest large car insurance company: State Farm
  • 1. Inspect the check
  • Earn by spending on credit cards
  • Step 2: Account for multiple jobs
  • 2. Decide what type of investor you are
  • Captive insurance agents
  • 5. Bojangles
  • 2. U.S. to South America in economy or business class
  • 2. Get a transcript if you need one.
  • Bank of America Wire Transfer Fees
  • Comparing health insurance plans: HMO vs. PPO vs. EPO vs. POS
  • 2. Decide on an order type
  • Ski passes for international ski resorts
  • When to exercise your ISOs
  • Child tax credit 2023 (taxes filed in 2024)
  • The Platinum Card® from American Express
  • U.S. Treasury bonds
  • Food and drink servers
  • Other factors to consider
  • 2. Ask for higher credit limits
  • Chase Business Complete Banking
  • Free and packaged HBO Max plans
  • Domestic travel as an unaccompanied minor
  • 5. Financial advisor consultations
  • 2. Rakuten
  • How to play Mega Millions
  • Step 1. Open the initial CDs
  • How does a personal line of credit work?
  • What can I buy with a resale certificate?
  • Difference between a real estate agent and a broker
  • 2. Choose an account type
  • 6. Chick-fil-A
  • Bonanza
  • 3. Use the proper forms.
  • Chase Wire Transfer Fees
  • Will pre-qualifying affect my credit score?
  • Unlimited movie and TV streaming
  • Wear a dark shirt for your passport photo
  • Sign-up bonus
  • 2. Apply for a credit card consolidation loan
  • If you qualify for a hardship withdrawal
  • Industry or sector funds
  • 2. Test websites and apps
  • Be realistic about how much you can make
  • LLLP vs. LP
  • 3. 10% point bonus each year
  • EveryDollar
  • 2. U.S. Bank rewards
  • Chubb
  • Funding fee for VA cash-out refinances
  • Credit card access and rewards
  • 3. Delayed flights to or from the European Union may entitle you to cash
  • Debt-to-income ratios
  • Holding period requirement
  • Look for a summary of benefits
  • 30% of your income: wants
  • Resident status rules
  • Lines of credit
  • How to exercise your ISOs
  • Corporate bonds
  • Itemize on your taxes
  • See if refinancing can lower your monthly payment
  • Step 3: Claim dependents, including children
  • Independent insurance agents and brokers
  • 7. Chili's
  • Bank of America Business Advantage Fundamentals
  • 4. Consider a payment plan if you can't afford your tax bill.
  • Wells Fargo Wire Transfer Fees
  • What do I need to pre-qualify for a personal loan?
  • Unlimited reading
  • 2. Offer to move in right away
  • Flexible redemptions
  • 2. Dividend index funds and exchange-traded funds
  • Growth and value funds
  • 2. Ask yourself why you received the check
  • LLLP vs. LLP
  • LendingClub Tailored Checking
  • Funding fee for Interest Rate Reduction Refinance Loans
  • Index examples
  • Weigh your family's medical needs
  • Part-year resident status rules
  • Save on United award flights to Hawaii
  • Why it's the best:
  • Country Financial: Best for using an agent
  • 4. A 25% boost when redeeming for travel via Chase
  • Drivers
  • Credit Karma
  • Step 2. Reinvest each CD when it matures
  • 1. Look at the company's price-to-earnings ratio and market cap
  • Use Schedule A
  • Step 4: Refine your withholdings
  • 3. Choose how much you want to invest
  • Where can I use a resale certificate?
  • 8. Cinnabon
  • 1. Exploration and production
  • 2. Document your charitable contributions
  • The Credit Card Competition Act
  • FSA contribution limits 2023 and 2024
  • 3. U.S. to the Middle East in economy or business class
  • 5. Don't be afraid to ask for help.
  • Current public information requirement
  • Book flights early
  • 20% of your income: savings and debt
  • Unlimited music streaming
  • 3. Prove income or savings balance
  • Avoid strapless tops or tank tops
  • 3. Decide how many shares to buy
  • 3. Set up balance alerts to stay on top of spending
  • Foresters life insurance riders
  • Consider whether you want a referral system of care
  • Nonresident status rules
  • SBA loans
  • 1. Online advice services
  • Chase Sapphire Reserve®
  • Municipal bonds
  • International, global and emerging market funds
  • The cheapest midsize car insurance company: American National
  • 3. Learn to use AI tools
  • 5. A $50 hotel credit
  • How to dispute errors on your credit report
  • Choosing more than one trademark class
  • Is it worth claiming medical expenses on taxes? Consider your filing status
  • Earn by transferring
  • Step 5: Sign and date your W-4
  • The percentage method
  • 9. Cold Stone Creamery
  • 4. Be smart about how you ask
  • Bitcoin pros
  • Craigslist, Facebook Marketplace, Nextdoor, OfferUp
  • Mortgage insurance
  • Notice of proposed sale requirement
  • Whole Foods deals
  • Opt for modest jewelry
  • But wait, there's more 
  • 3. Swagbucks
  • Other ways may require more patience
  • 3. Don't use the money
  • Advantages of an LLLP
  • Goodbudget
  • 3. Pentagon Federal Credit Union (PenFed) Rewards
  • What is a multi-jurisdictional resale certificate?
  • Book travel via the AmEx portal or Expedia
  • 3. Review the investment choices
  • Estate tax exemptions by state
  • 2. Oilfield services
  • Allow up to 50% of your income for needs
  • International travel with an adult
  • How long will it take to pre-qualify?
  • Deductibles
  • 4. Pay a few months' rent upfront as a security deposit
  • Travel and entertainment extras
  • If you are converting your 401(k) to an IRA
  • 1. Open an investment account
  • Personal loan calculator
  • 6. Combine points from multiple cards
  • 2. Target undervalued sectors
  • Capital One Business Basic Checking
  • 4. Select a provider to open your Roth IRA
  • What buyers and sellers should ask real estate agents
  • HSA contributions
  • Volume restriction requirement
  • Free games
  • Spa and salon professionals
  • Drawing your trademark
  • Transfer points to travel partners
  • 10. Del Taco
  • 4. Pay your bill before your issuer reports to the credit bureaus
  • 5. You may be able to switch airlines
  • Bitcoin cons
  • Stock mutual funds = higher potential returns (or losses)
  • 5. Provide reference letters
  • Apply natural makeup
  • 3. Bonds and bond index funds
  • Disadvantages of an LLLP
  • How to report fraud or identity theft
  • Cheapest full coverage car insurance in Texas for 20-year-olds
  • Keep good records
  • 4. Compare investment fees
  • Huckleberry
  • 3. Don't miss out on tax deductions for volunteering
  • What do I do if I lose my IP PIN?
  • FSA contributions
  • Business credit cards
  • Favorable tax treatment
  • 3. Tap your home equity for a loan or line of credit
  • 2. Choose your investments
  • Erie: Best in the Mid-Atlantic and Midwest
  • 7. Transfer points to airline and hotel partners
  • 3. Do your research
  • How to pay off an Afterpay travel purchase
  • Other ways to earn
  • 4. Buy stocks using the right order type for you
  • 11. Denny's
  • 3. Refining
  • Trading requirements
  • What about an HDHP with a health savings account?
  • Prime Day and Prime Early Access
  • 6. Offer to start out month-to-month
  • Choose a simple hairstyle
  • The lottery annuity option