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This post contains a video, which you can also view here. To support more videos like this, head to patreon.com/rebecca! Transcript: You guys probably already know I am not a fan of MLMs: five years ago I did a video all about them, but just to recap, MLM stands for "multi-level marketing," and it's sometimes known as network marketing. MLMs are basically like pyramid schemes that also sell a product, which allows them to operate legally while continuing to pull people in with promises of huge profits from "working from home" that rarely, if ever appear. No one really wants the overpriced essential oils, skincare, or shampoo you're peddling, and so your best bet is to try to recruit people onto your "team," and the best way to do that is to either go after your friends and family or become a social media "influencer" and convince random people on TikTok or Facebook to join your weird little expensive cult. And I don't use the wo...

Private equity investments have historically been restricted to accredited investors, which ruled out most of us. Also, you had to somehow know about these deals, which meant a high-quality network of connections. But SeedInvest is an investing platform that's bringing private equity to the masses. It allows non-accredited investors to get in on the early stage of startup fundraising with investments as low as $200. SeedInvest also provides all the information an investor needs to know about each company, which greatly reduces the amount of time needed for research. In this article, we'll go over what the platform offers in detail and break down its pros and cons. Quick Summary Private equity investments in startup companies Open to non-accredited investors Minimum investments as low as $1,000 Long-term holding periods SeedInvest Details Product Name SeedInvest Min Investment Investor Fee 2% per investment (up to $300) Open To Non-Accredited Investors? Promotions ...

Herbalife Ltd. (NYSE: HLF), the multilevel marketer of protein shakes and bars, vitamins and other products, on Wednesday reported a modest increase in fourth-quarter sales over the previous year. For the three months that ended on Dec. 31, sales rose 2.9% to $1.2 billion. It was the fourth consecutive quarter that "sales trends" improved year over year, the global nutrition company said in its annual results . Year over year, Herbalife's sales in the third quarter declined 1.1%, fell 5.7% in the second quarter, and dipped 6.3% in the first quarter. For the 2023 year, Herbalife's sales ($5.1 billion) were down 2.7%. Los Angeles-based Herbalife is not the only MLM whose sales shrank over the last year. Annual revenues at Salt Lake City-based USANA Health Sciences Inc. (NYSE: USNA) dropped 8% to $921 million in 2023 from $999 million in 2022, according to its annual results . Fourth-quarter revenues fell 3% to $221 million from $228 million in the fourth quarter of 2022...

Now more than ever is the time to explore how to earn money online for students without investments. We can all benefit from some extra income — and thanks to technology, there are now more opportunities for us to find it without as much work as before.  Unlike traditional part-time jobs, online opportunities allow you to work from the comfort of your dorm room or home, providing a level of convenience that fits seamlessly into our busy lives. Find out how to earn money online for students without investments and you may no longer need to  worry about paying tuition fees, textbooks and other academic expenses too much. [embedded content] How to earn money online for students without investment When it comes to earning money online, there are many opportunities for students. These, however, usually ask you to invest in something first. Some are legitimate, like products offered by banks and other financial institutions. Many are scams to rob you of your ...

If you love Disney, have impressive knowledge of theme parks, and consider yourself an expert vacation planner, you might have what it takes to become a Disney travel agent. A dream job for many fans of the Mouse, these travel agents spend their days talking about all things Disney and helping guests book unforgettable trips. Sue Pisaturo owns Small World Vacations, a top Disney vacation travel agency, and has watched the industry grow for more than 25 years — so we asked for her best tips on how to become a Disney travel agent. Here's what you should know before embarking on a magical new career. How to Become a Disney Travel Agent There isn't just one way to become a Disney travel agent, and the requirements and expectations vary depending on your goals, the agency's standards, and your location. Some aspiring agents want to work part-time to plan trips for their friends and family, while others pursue it as a full-time career. Either way, most agents work r...

ARTICLE COMMENTS AND REPLIES HERE 8. Charles Ponzi: The Ponzi Schemer *Charles Ponzi's 1911 mug shot. Image courtesy of https://www.smithsonianmag.com/people-places/In-Ponzi-We-Trust.html * A Ponzi scheme is a fraudulent investment operation that pays returns to its investors from their own money or the money paid by subsequent investors, rather than from profit earned by the individual or organization running the operation. Today, most don't know that the man who gave the Ponzi scheme its name, was a Jacksonville resident. Carlo Pietro Giovanni Guglielmo Tebaldo Ponzi was born on March 3, 1882 in Parma, Italy. In 1903, having gambled away most of his life savings during his voyage to America, he arrived in Boston with $2.50 in cash and $1 million in hopes. He spent his first few years in the country working small jobs around the East Coast including being sign painter in Jacksonville. After serving time for forging a check and smuggling illegal Italian i...

Isn't it highly annoying when a friend, former co-worker or associate approaches you to discuss a foolproof business opportunity? They don't even need to discuss the actual details. Your eyes immediately gloss over, and your defenses go up. At best, it will be some hair-brained scheme a serious investor wouldn't touch. At worst, it'll be an outright scam, some pyramid scheme designed to enrich the people at the top at the expense of the plebs at the bottom.  That conversation has likely happened millions of times, initiated by a small army of Western Financial Group agents.  Is WFG a legitimate company? Yes, World Financial Group is a legitimate company. However, depending on who you talk to, World Financial Group -- or WFG -- is either an excellent business opportunity or an outright scam.  The company has thousands of happy employees across Canada and the United States. Still, it also has a seemingly unending supply of online negative review...