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In this article TSLA XOM Tesla chief Elon Musk may have misunderstood the meaning behind ESG (environmental, social, and governance), according to the CEO of Clarity AI, a tech firm specializing in the provision of software to assess sustainability. In an interview last month with CNBC's "Squawk Box Europe," Rebeca Minguela spoke of the confusion surrounding what ESG actually means. "Many investors believe it might be only focused on climate impact," she said. "Not just 'many investors' — even Elon Musk tweeted about it." In May, electric-vehicle maker Tesla was removed from the S&P 500's ESG Index. In response, Musk tweeted that ESG was "a scam" that had "been weaponized by phony social justice warriors." The same tweet also noted that ExxonMobil was "rated top ten best in world for environment, social & governance (ESG) by S&P 500, while Tesla didn't make the list!" The oil and gas...

Amazon's "LuLaRich" docuseries was shocking to many who had never before seen the inner workings of a multi-level marketing company. The show, released last month, centered on MLM clothing company LuLaRoe, which settled with Washington State for more than $4 million this past February following a consumer protection lawsuit.  The series delved into how many women lost money putting faith in a company that, as Rolling Stone puts it, was "something dangerously close to a cult." For industry advocates, it was an example of how unfettered growth and inexperience can lead to the demise of a business and harm consumers. For some currently or formerly in MLMs, it may have looked all too familiar. In recent years, MLM sales relative to retail sales were largely on the decline. Then came the pandemic. As millions of people becam...

"Does Instagram totally suck now?" It was a question first posed to me by my sister, about a month ago, and soon it became a question echoed across the greater internet, culminating in headlines this week when our own social media dilettante, Kylie Jenner, brought up the issue. "MAKE INSTAGRAM INSTAGRAM AGAIN," pleaded the billionaire in an all-caps story on the app. "I just want to see cute photos of my friends," she added in smaller print. The app has, indeed, become nearly insufferable of late, consumed by video reels, sponsored ads, and weird little "suggested posts" by unheard of accounts. Though these are conjured by algorithms tailored to each user, the ones clogging my feed seem totally random: endless blond women preparing vegan salads, mammals acting rascally, tacky makeovers of houses I could never afford in cities I've never visited. Those who are looking to see "cute photos" of their friends are probably spending ...

Multi-level marketing (MLM), also known as direct marketing or network marketing, is a method of selling products directly to consumers using independent sales representatives. MLM companies tend to appeal to new recruits with promises of wealth and independence. While not illegal by definition, many MLMs have become infamous for their controversial business practices—and others have been revealed to be little more than illegal pyramid schemes. What Is Multi-Level Marketing? Multi-level marketing companies use people instead of retail outlets to sell their products to customers. This puts the responsibility for selling into the hands of independent distributor networks. Under the MLM model, distributors are not employees of the company. Instead, they're individual business owners who recruit their own distributor networks to help them sell products. Multi-level marketing firms rely upon this extended network of independent distributors to generate revenue. How Multi-Level...

Saving Money / Travel Double_Vision / Getty Images Gas prices have fallen from the record highs set earlier this year, but they remain well over the prices of a year ago. And as you travel this summer, who doesn't want to save money on gas? If you travel with just the right gas apps at your fingertips, you'll ease the pain at the pump, which stood at a nationwide average of $4.47 per gallon of unleaded on July 20, 2022, compared to $3.17 on the same date last year, according to AAA. Using apps with cash-back or discount options will help to keep your budget under control for your summer road trips. Bonus Offer: Open a new Citi Priority Account by 1/9/23 and earn up to a $2,000 cash bonus after completing required a...

[unable to retrieve full-text content] Five HMRC scams that everyone should know about    Chronicle Live

Multi-level marketing (MLM) is a business model that uses contractors to promote the company's products or services. Rather than using a traditional salesforce, multi-level marketers such as Amway, Herbalife, Shaklee and others employ third parties as a kind of external salesforce. These individual members are compensated in two ways: commissions from selling products directly and commissions from the sales of the members they've recruited. The commission from their recruits is called a "downline," and it's usually the most lucrative element of a multi-level marketing company's compensation structure, making it valuable to recruit productive members. Key insights Facts about MLMs: Participation in MLMs is prevalent, with 7.7 percent of American adults having participated in one, according to a 2018 study by AARP. About 47 percent of respondents in the AARP survey reported that they lost money by participating in the ML...