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What parts of life that we take for granted may one day be outlawed? The internet has shared ideas in a viral thread on Reddit's "Ask Reddit" forum. User u/AMRunner posted the question on Tuesday, amassing over 27,000 votes and 19,000 comments. "What currently legal thing do you expect to be illegal in the next 20 years?" the Redditor asked. Among the most popular responses came from user u/TxGood, who suggested, "Commercials for drugs." The United States and New Zealand are the only countries in the world where direct-to-consumer advertising of prescription drugs is legal. Drug manufacturers spent about $6 billion dollars per year on media ads between 2016 and 2018, according to the United States Government Accountability Office (GAO). While many commenters supported banning direct-to-consumer pharmaceutical ads, most doubted that they would ever be outlawed in the United States. The internet is debating what parts of everyday life might be outlawed...

[unable to retrieve full-text content] The Gathering Storm Over MLM Industry    Seeking Alpha

During the height of another Covid lockdown in November 2021, Rachel, who asked to use her first-name only, joined Arbonne—a multi-level marketing company, or MLM, that sells beauty and wellness products like face serums and protein shakes.  The mother of three, who was caring for her five- and three-year-old and her one-year-old baby, had been using Arbonne products for seven years and was a big fan of them. When she got a promo code to sign up as a sales consultant for free—something that usually costs at least US $49—she thought, Why not? The 31-year-old Mississauga, Ont. resident had extended her maternity leave and wasn't getting paid, so decided to take the plunge into sales in hopes of earning some cash.  "Being on mat leave and socially isolated, it was actually nice to have a way to connect with the community," she says. She sold most of her products through her existing network, and was also able to connect with other Arbonne salespeople via ...

Home Explorers Creature Features Meet the walking sausage! By Martine Allars • May 30, 2022 They have a great nickname but their story is an unhappy one. There are only an estimated 30 or less Lord Howe Island stick insects left. World meet the Lord Howe Island stick insect. Image credit: Melbourne Zoo. Melbourne Zoo's resident Insect Keeper Rohan Cleave gives us the lowdown on the incredible Lord Howe Island stick insect. Rohan knows everything worth knowing about insects! How did you get into studying insects? I have always had a love of animals, in particular our Australian native species. I like to take care of the rare and little things that often go unnoticed in the natural world. I have been very lucky to work with the Lord Howe Island stick insect right from the start of the ...

Images via Epic Games Written by  Coleman Hamstead Posted  30th May 2022 15:26 ...

2. Living Beyond Their Means Fun opportunities come up for teens, like, all the time. Road trip! Music festival! Essential new party look. But fun costs money. And it's almost too easy to blow your budget on emotionally driven impulse buys. What's the best defense against over-spending? A good offense. "Build a budget and have a plan for how you're going to use your money before you spend," says Eaton. If your kid is more of a big picture thinker, try a "three bucket system" wherein an equal portion of his income (whether it's from an after school or summer job, birthday gifts or an allowance) gets allocated into spending, saving and giving. If he's more detail-oriented, get granular. Help him write up a detailed budget with line items for every essential need (school supplies, cell phone) as well as wants (dinners out, video games). "Spending more than you earn can lead to unnecessary money emergencies and debt," warns...

CONTACT: Barbara Burns PHONE: (716) 843-5817 FAX #: (716) 551-3051 ROCHESTER, N.Y. - U.S. Attorney Trini E. Ross announced today that Perry Santillo, 41, of Rochester, NY, who was convicted of conspiracy to commit mail fraud, mail fraud, and conspiracy to launder money, was sentenced to serve 210 months in prison by U.S. District Judge Frank P. Geraci, Jr. Santillo was also ordered to pay restitution totaling $102,952,582.77. Assistant U.S. Attorney John J. Field, who handled the case, stated that between January 2008 and June 2018, Perry Santillo conspired with Christopher Parris and others, to obtain money through an investment fraud commonly known as a Ponzi scheme. In 2007, Santillo and Parris, as equal partners, formed a business known as Lucian Development in Rochester, which raised millions of dollars from investors in Rochester, and elsewhere, by soliciting investments for City Capital Corporation, a business operated by Ephren Taylor. In July 200...

paulaphoto / Shutterstock.com You can make 2022 a little more lucrative by opening a checking account with one of several banks offering bonuses ranging all the way up to $1,500. With each of these offers, it's important to read the fine print. For example, some offers may be available in some states but not others. What's more, many define qualifying direct deposits as those coming from an employer or other income source such as Social Security. Also, fair warning: These accounts typically require you to maintain a minimum level of deposits in your account if you wish to avoid service fees. So if you don't have a lot of extra cash burning a hole in your pocket, these options might not be right for you. With those caveats in mind, here are a handful of banks offering a nice financial perk when you open an account with them today. 1. Axos Bank monticello / Shutterstock.com Amount of bonus: $150 Account(s) for which a bonus is available: Rewards Chec...